77JILI Maya — Limits, Fees & Settlement
Maya is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, recognising it both as an Electronic Money Issuer and as a registered Operator of Payment System.
- Operator
- Maya Philippines, Inc. is the name that followed PayMaya Philippines, which itself followed Smart Money
- Regulator
- Bangko Sentral ng Pilipinas, recognising it both as an Electronic Money Issuer and as a registered Operator of Payment System
- Wallet limit
- PHP 100,000 monthly applies at Upgraded, above Basic's PHP 50,000, and below PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users
- Per-transaction cap
- PHP 20,000 per transaction to a fellow Maya user, PHP 50,000 per day out via InstaPay, both under the Upgraded tier
- Settlement
- wallet-to-wallet or InstaPay transfers post in real time, and PESONet posts by the same banking day
- Figures as of
- 2026-09
You’ll spot Maya mentioned everywhere in Philippine casino talk, but the numbers people attach to it usually trace back to the casino, not to Maya. Every figure you see here traces back to what the studio put on record for this title.
Maya at a glance
| Field | Value |
|---|---|
| Operated by | Maya Philippines, Inc. is the name that followed PayMaya Philippines, which itself followed Smart Money |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | PHP 100,000 monthly applies at Upgraded, above Basic’s PHP 50,000, and below PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users |
| Per-transaction cap | PHP 20,000 per transaction to a fellow Maya user, PHP 50,000 per day out via InstaPay, both under the Upgraded tier |
| Settlement | wallet-to-wallet or InstaPay transfers post in real time, and PESONet posts by the same banking day |
| Published fees | The threshold on Maya’s cash-in page for free selected-partner cash-in is a combined PHP 8,000 monthly, with 2 per cent applied to whatever exceeds it. Because the GCash schedule above was read directly while this figure — from Maya’s own site — was not re-fetched during verification, the latter carries less weight. |
Maya states these as MONTHLY wallet limits. A balance held at any given time is how GCash phrases its stated ceiling. That side-by-side comparison, common as it is, doesn’t hold up, because the two numbers each measure something different.
The numbers on this page were captured at one moment, 2026-09, and don’t reflect anything after that. Limits and fees are entirely at each provider’s own discretion to change, with zero warning given, so nothing beats checking that provider’s page directly for what’s current.
What Maya says about gambling transactions
What Maya’s e-wallet terms and conditions contain, upon direct reading, is general prohibitions on illegal activity and anti-money-laundering breaches, with no gambling clause at all. The card can be suspended or cancelled under its separate CREDIT CARD terms, which list ‘illegal gambling or unauthorized game of chance’ as a restricted transaction. BSP Memorandum M-2025-029, in effect from August 2025, applied to Maya, which then removed in-app gambling and gaming links. Mixing up the two products would be an error: what a credit card agreement restricts says nothing about the wallet.
Verification tiers
- Basic — PHP 50,000 marks the monthly wallet boundary, and PHP 50,000 marks the daily purchase boundary too. This tier disables InstaPay bank transfers as well as sending to other Maya users
- Upgraded — All of a video selfie, valid ID and a verified address are required. PHP 100,000 daily on purchases, PHP 50,000 per day and PHP 100,000 per month for InstaPay out, PHP 20,000 per transaction and PHP 100,000 per day for sends to a Maya user, and a PHP 100,000 monthly wallet limit
- Super Users — Both the monthly wallet limit and the daily purchase and send limits are set at PHP 500,000. No version of this tier’s qualifying criteria appears in anything Maya publishes
- Ultimate Users — A PHP 5,000,000 ceiling covers the monthly wallet limit as well as each of the daily purchase and send limits. No version of this tier’s qualifying criteria appears in anything Maya publishes
The published ceiling of PHP 100,000 monthly applies at Upgraded, above Basic’s PHP 50,000, and below PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users applies to the tier stated above, not to every account.
How fast money actually moves
Maya settles wallet-to-wallet or InstaPay transfers post in real time, and PESONet posts by the same banking day. That’s a statement about the rail, not about the casino — an operator can sit on a withdrawal for its own review before Maya ever sees it, and that internal review is usually the real source of the wait.
A per-transaction cap of PHP 20,000 per transaction to a fellow Maya user, PHP 50,000 per day out via InstaPay, both under the Upgraded tier applies, which is why a larger transfer sometimes has to be split.
Paying with Maya at 77JILI
- Log into 77JILI, then head straight to the cashier.
- Your cashier lists Maya as one of its payment methods, so select it there.
- Make sure the name on your 77JILI account matches the name on your Maya account.
- Verify the amount only once the cashier screen’s minimum, maximum and any applicable fee have been reviewed.
Your account’s current limits appear right on the cashier screen, so give it a look before trying any deposit method for the first time.
Other payment rails explained here
- GCashThe Electronic Money Issuer designation it holds was issued by Bangko Sentral ng Pilipinas
- GrabPayHolding Electronic Money Issuer status under Bangko Sentral ng Pilipinas from 2018 onward
- InstaPayBangko Sentral ng Pilipinas, which sets this rail's rules through the National Retail Payment System framework
- PESONetBangko Sentral ng Pilipinas, whose National Retail Payment System framework is the rulebook this batch rail follows
- Over-the-Counter Cash AgentsBangko Sentral ng Pilipinas, regulator of these money service businesses, together with the Anti-Money Laundering Act
FAQ
Who regulates Maya?
Maya — regulation: Bangko Sentral ng Pilipinas, recognising it both as an Electronic Money Issuer and as a registered Operator of Payment System. That covers the rail, not the casino.
How do I pay with Maya at 77JILI?
After signing in, head to the cashier and pick Maya from the methods listed for your account. The account names need to agree, and the cashier's limits deserve a check, both ahead of your confirmation.
Does Maya charge fees?
Published fees: The threshold on Maya's cash-in page for free selected-partner cash-in is a combined PHP 8,000 monthly, with 2 per cent applied to whatever exceeds it. Because the GCash schedule above was read directly while this figure — from Maya's own site — was not re-fetched during verification, the latter carries less weight.. Providers revise these without notice.
How long does Maya take?
The rail settles wallet-to-wallet or InstaPay transfers post in real time, and PESONet posts by the same banking day. Before an operator releases a withdrawal, it runs its own separate review, and that step usually takes longer.